Independent Legal Advice (ILA)
If you've been asked to get Independent Legal Advice, you need a fast, efficient, and professional service. Our SRA-regulated solicitors provide clear, jargon-free advice via video call or in-person, ensuring your transaction can proceed without delay.
When is Independent Legal Advice Required?
Independent Legal Advice is most commonly required when one party in a transaction is taking on a significant risk, and the other party (usually a bank or lender) needs to ensure they have not been pressured and fully understand the commitment.
Guarantors for a Mortgage
If you are acting as a guarantor for someone's mortgage, the lender needs to know that you understand you will be liable for the entire debt if the borrower defaults.
Equity Release & Lifetime Mortgages
Advising on the long-term implications and risks before you can take out an equity release product.
Transfers of Equity
When a property is transferred for less than its market value, or into joint names with a new partner.
Employment Settlement Agreements
To ensure you understand the terms you are agreeing to when leaving a job and waiving your right to bring a claim.
Our Simple & Efficient ILA Process
1. Book Your Appointment
Use our form to request a callback. We will provide a fixed-fee quote and arrange a convenient time for a video or in-person meeting.
2. Receive & Review Documents
We receive the relevant documents from the third party (e.g., the lender's solicitor) and review them ahead of our meeting with you.
3. The ILA Meeting
In a private meeting, we will explain the documents to you in plain English, ensure you understand the risks and obligations, and confirm you are signing freely.
4. Certification
Once we are satisfied you understand, we sign the required certificate and send it directly to the relevant parties, allowing your transaction to proceed.
"Professional, Efficient and Easy to Communicate With"
Your ILA Questions Answered
We understand that ILA is often time-sensitive. We can typically offer an appointment within 24-48 hours, either via a secure video call or in-person at our offices. Once the meeting is complete, we can issue the certificate immediately to avoid any delays to your transaction.
We work on a fixed-fee basis for our Independent Legal Advice service. This gives you complete certainty on the cost from the outset, with no hidden charges. Please contact us for a no-obligation quote.
You will need to provide us with two forms of identification (one photo ID like a passport/driving licence, and one proof of address like a recent utility bill). You must also provide us with all the relevant documents that you need advice on, sent to us in advance of the meeting.
Get Your Documents Signed Off
Don't let the need for ILA delay your plans. Contact our expert, efficient team today to book your appointment.
Request a CallbackGet in Touch
0330 333 8797
info@wildings-solicitors.co.uk
Visit us
862-864 Washwood Heath Rd, Ward End, Birmingham, B8 2NG
Opening Hours
Monday to Friday
9.00am - 5.00pm
