Independent Legal Advice for Property Transactions

Occupier's Consent Form Solicitors

If you live in a property but are not on the mortgage, the lender will require you to sign an Occupier's Consent Form. Our SRA-regulated solicitors provide the fast, clear, and impartial Independent Legal Advice you need to understand your rights and satisfy the lender's requirements.

A Wildings solicitor providing Independent Legal Advice on an Occupier's Consent Form

Understanding the Occupier's Consent Form

Also known as an "Occupier's Waiver" or "Deed of Consent," this form is required by mortgage lenders to protect their security. By signing it, you are making a serious legal declaration.

What you are agreeing to: You agree to give the mortgage lender's rights priority over your own right to live in the property.
What this means: If the property owner fails to pay the mortgage, the lender can repossess and sell the property, and you will be required to leave, even if you are not the owner.
Why you need a solicitor: The lender needs to be certain that you have received Independent Legal Advice (ILA) and were not pressured into signing. A solicitor's signature provides this proof.

Our Simple & Efficient Process

1. Book Your Appointment

Use our form to request a callback. We will provide a fixed-fee quote and arrange a convenient time for a video call or in-person meeting.

2. The ILA Meeting

In a private meeting, our solicitor will explain the form to you in plain English, ensure you understand the risks, and confirm you are signing freely.

3. Sign & Certify

Once we are satisfied you understand, we will witness your signature and complete the solicitor's certificate, which we then send on to the lender's solicitors.

Book Your Appointment Now

"Professional, Efficient and Easy to Communicate With"

"The service that I received from Wildlings Solicitors was excellent from start to finish. All of my queries were answered in a timely fashion and I was kept up to date throughout the whole process. I would not hesitate to use their services again in the future."

- Google Review | Legal Services

"I cannot say enough good things about Wildlings Solicitors. They were incredibly professional, knowledgeable, and efficient throughout the entire process. They made a stressful situation so much easier to navigate and I am extremely grateful for their expertise."

- Google Review | Legal Services

"Zahid from Wildlings supported me navigate a situation that I had no experience in myself. His expertise guided me and lead me to a successful outcome. I'm sincerely grateful for his knowable support and continuous attentiveness throughout the entire process."

- Google Review | Legal Support

Your Questions Answered

Why do I need a different solicitor to the property owner?

The entire purpose of the form is to ensure you have received **Independent** Legal Advice. To be truly independent, the advice must come from a solicitor who has no connection to the property owner or the transaction. This protects both you and the lender.

What happens if I refuse to sign the form?

If you do not sign the Occupier's Consent Form, the mortgage lender will almost certainly refuse to provide the loan, and the transaction will not be able to proceed. Our role is not to force you to sign, but to ensure you fully understand what you are signing.

How much does this service cost?

We provide Independent Legal Advice for Occupier's Consent Forms on a fixed-fee basis. This gives you complete certainty on the cost from the outset. Please contact us for a no-obligation quote.

Get the Clear Advice You Need

Don't let legal paperwork delay your plans. Contact our expert, efficient team today to book your appointment and get your Occupier's Consent Form signed.

Book Your Appointment