Remortgage Property Solicitors
Secure a better rate or unlock your property's equity with a fast and efficient remortgage. Our CQS accredited solicitors provide a fixed-fee service, working proactively to meet your lender's requirements and complete your transaction without delay.
Our Fast & Proactive Remortgage Process
We understand that speed is essential when your mortgage offer is on the line. Our process is designed for maximum efficiency to complete your remortgage as quickly as possible.
Initial Review & Searches
We review your new mortgage offer, conduct initial title checks, and order any necessary property searches required by your new lender.
Lender Liaison & Reporting
We satisfy all of your new lender's legal requirements and provide you with a clear Report on Mortgage before you sign the final documents.
Redemption & Fund Transfer
We request a redemption statement from your old lender, manage the transfer of funds from your new lender, and settle your previous mortgage.
Completion & Registration
We handle the completion of your remortgage and register the new lender's charge with the Land Registry to finalise the process.
A Specialist Partner for All Lenders
Our extensive experience and relationships with mortgage providers ensure a smooth process, whether you're refinancing a single home or a complex property portfolio.
Panel Approved for All Major Lenders
We are on the approved conveyancing panels for all major UK banks and building societies, preventing delays and ensuring we can act for you and your lender.
Residential & Commercial Expertise
Our expertise covers all types of refinancing, from standard residential remortgages to complex commercial property refinancing for your business or investment portfolio.
Trusted By Property Owners
Arrange a Confidential DiscussionYour Remortgage Questions Answered
The Remortgage Process
You need a solicitor to handle the legal work for both your new and old mortgage lenders. We redeem your old mortgage, carry out legal checks for the new lender, and register their new legal charge against your property at the Land Registry.
A straightforward residential remortgage can often be completed in as little as 2-4 weeks. Commercial property remortgages may take slightly longer. We will always work proactively to complete as quickly as possible.
Yes, this is very common and is known as a Transfer of Equity. We handle the remortgage and the legal transfer of ownership simultaneously, removing your ex-partner's name from the deeds and mortgage.
Financial & Legal Considerations
An ERC is a penalty fee charged by your existing lender if you repay your mortgage during the initial fixed-rate period. It's crucial to check for any ERCs before you decide to remortgage. We will review your original mortgage offer for this.
It depends on your new lender's requirements. Some lenders are happy with indemnity insurance, while others may insist on new searches. We will advise you on the most cost-effective and efficient route based on your specific circumstances.
For a leasehold property, we will also need to serve notice of the new mortgage on your freeholder or the management company and ensure all ground rent and service charges are up to date, as required by your new lender.
Secure Your New Mortgage Deal Today
Don't let legal delays risk your new interest rate. Contact our fast, efficient, and fixed-fee remortgage solicitors to get started.
Request a Callback TodayGet in Touch
0330 333 8797
info@wildings-solicitors.co.uk
Visit us
862-864 Washwood Heath Rd, Ward End, Birmingham, B8 2NG
Opening Hours
Monday to Friday
9.00am - 5.00pm
