Commercial Property Refinancing Solicitors
Secure a better rate or unlock your property's equity. Our specialist commercial refinancing solicitors provide a fast, proactive service to meet your lender's requirements, ensuring a smooth and timely completion of your remortgage.
Our Proactive & Efficient Refinancing Process
We understand that time is critical when securing a new finance deal. Our process is designed for speed and precision, ensuring we meet your lender's deadlines without compromising on diligence.
Initial Review & Onboarding
We review your new mortgage offer and the title deeds of your property, conducting initial checks and liaising with your broker and lender.
Due Diligence & Searches
We carry out all necessary property searches and due diligence required to satisfy the conditions of your new lender's mortgage offer.
Liaison & Reporting
We manage all communications between your existing and new lenders, providing you with a clear Report on Mortgage ahead of completion.
Completion & Registration
We handle the redemption of your old mortgage and the registration of the new charge with the Land Registry, finalising your refinance.
A Commercially-Minded Partner Who Understands Lenders
We are not just property solicitors; we are commercial legal advisors. We understand the pressures of business finance and have strong relationships with all major commercial lenders.
Expertise With All Lenders
We are on the approved panels for all major high street banks and specialist commercial lenders, ensuring a smooth process regardless of your new provider.
Fixed, Transparent Fees
We provide a clear, fixed-fee quote at the start of your transaction, so you can budget with absolute certainty. No hidden surprises.
Portfolio Refinancing
Our team has the capacity and expertise to handle the refinancing of entire property portfolios, from small buy-to-let groups to large multi-let office buildings.
Trusted By Investors & Business Owners
Arrange a Confidential DiscussionYour Refinancing Questions Answered
The Process & Requirements
Your new lender requires an independent solicitor to act for them to ensure their investment is secure. We perform due diligence on the property, register their legal charge, and handle the repayment of your old mortgage. This protects both you and the lender.
A standard commercial refinance can often be completed in 4-6 weeks. However, this can vary depending on the lender's requirements and the complexity of the property title. We will always work proactively to meet your deadlines.
If you are borrowing through a limited company, lenders often require a personal guarantee from the directors. This means you would be personally liable for the debt if the company defaults. We provide the necessary independent legal advice required before you sign.
Property & Tenancy Issues
If you are refinancing a tenanted investment property, your new lender will need us to review all existing commercial leases to ensure they are properly drafted and do not pose a risk to their security. We are experts in this process.
Yes, in most cases. Your new lender will require up-to-date searches to be carried out to ensure there have been no changes that could affect the property's value or legal status since you purchased it.
Absolutely. Our real estate solicitors have experience in refinancing a wide range of properties, including retail units, industrial sites, office buildings, and specialist premises like pharmacies.
Unlock Your Property's Potential
Secure a better financial future for your business or investment. Contact our expert commercial refinancing solicitors today for a clear, fixed-fee quote.
Request a Callback TodayGet in Touch
0330 333 8797
info@wildings-solicitors.co.uk
Visit us
862-864 Washwood Heath Rd, Ward End, Birmingham, B8 2NG
Opening Hours
Monday to Friday
9.00am - 5.00pm
